Frank and Laura Fischer are long time Sanctuary partners. Over the last few years they have been following the teachings and strategies suggested by Dave Ramsey in order to be financially healthy so that they can give more to the Kingdom. When asked “How have you seen God break through in your finances?” Frank Fischer responded with the following:
Dave Ramsey, author of “Total Money Makeover”, is famous for saying “live like no one else so you can live – and give – like no one else.” Laura and I embraced this and we want to encourage all of us to take this to heart.
What this means to us is in making financial decisions today that are difficult, those that delay gratification, that may bring criticism from friends or family, or are otherwise contrary to our culture, will allow us to do the things we desire to do in the future.
“Snowballing our debt” (paying off smaller debts, then rolling over that same money to our larger debts) by creating a monthly financial plan and seeing our debt dwindle month by month has been the single most important thing we have done within the past five years. There has been freedom! The chains have been unshackled!
When we finished Baby Step 2 – “Pay Off All Debt but the House”, we could decide to give above and beyond our tithe as cheerful givers while we continued to work the Baby Steps. We are finally at Baby Step 6 – “Pay off Home Early.” We are aggressively pursuing Baby Step 7 – “Build Wealth and Give”, so that we can help others and further the kingdom.
Laura and I ask ourselves “Imagine what we could do as a community if we had no debt and (as Laura and I are looking forward to) have no mortgage?”
It can be done! It is not easy. It will take time. We will make sacrifices today that will be abrasive to our immediate desires and at times even bruise our egos. However, if this means that we can fulfill our desires and God’s desire for us later, I am jumping in with both feet. Will you join us?
- Frank Fischer
All it takes is water! Water makes growth happen and the green hillsides taking shape all over our valley are pure evidence of that.
Have you been to “THAT” bakery and tasted their brownies? Don’t get me wrong there are all kinds of breads and pastries, cookies, croissants, pies, and cakes out there… but brownies, this is what the public really wants!
The Santa Clarita Valley is part of an Arbor Day Foundation movement called Tree City USA, and I’m glad!
Do you remember what you were doing four to five years ago? In 2012 what were you considering and contending for? What was consuming you?
Recently, I was reading the scheduled Growth Journal verses in my Bible. It was the account of God telling Noah to build the ark in Genesis 6.
We were driving along the 5 Freeway on a rainy Tuesday when Bob remarked, “She won’t know who you are. Sometimes she doesn’t recognize her own children. She has moments when she is quiet and times when she’s more talkative. It all depends.”
One day the disciples asked Jesus how to pray—which is hilarious when you think about it: they were talking with Jesus (aka God) asking him, ‘How should we talk with you?’
Remarkably, Jesus gives them the lay of land, a characteristic of How Things Work.
Here’s how it works, fellas: be stubborn, mule-headed and unstoppable in pursuing what you want. Be SHAMELESSLY PERSISTENT.
What a great motto for living, huh?! I love this motto most days. Flexibility is a quality to be encouraged and championed.
Welcome to Advent! The term is from the Latin word meaning "the coming, or arrival." It is a season of holy anticipation and disciplined waiting... more of a contented peace while listening with prophetic hope for the nativity of Jesus.
Anyone who knows me know that I LOVE CHRISTMAS!!
In fact, 4 people posted memes on my Facebook wall, celebrating that November means it’s time to begin the Christmas fun!
I’m one of those. . . you know, one of those people who pulls out the Christmas music and movies the day after Halloween and likes my house to be fully decorated by Thanksgiving.